**Check back soon for upcoming classes**

Build A Basic Budget:  The Five-Step Spending Plan*
This free program spells out in step-by-step detail how to draw your own financial blueprint for auction.  Each participant will learn what is needed to develop a personal action plan, with plenty of ideas for how to save money, and a better understanding of how to track where your money goes.  Don't miss this valuable opportunity to put yourself in control of your finances.
                                   

Take Charge:  Wise Use of Credit Cards*
At this free seminar, you'll find out how to use credit cards to your advantage.  You'll learn the benefits and costs of credit cards, how to build a good credit history, the warning signs of having too much debt, how to avoid credit card faud, and how to get and read your credit report and credit score.
                                          

*Either of these classes can be used for the "Checkless" Checking class requirement.