With your L.C.E. Federal Checking account you will receive your first fifty checks FREE.  We have no minimum balance requirement on the checking account and have unlimited check writing.  Dividends are not paid on checking accounts.  There are no monthly service charges!

Members under the age of 18 and over age 55 qualify for up to two free boxes of new checks a year.

With FREE Online Banking and Bill Pay available, managing your checking account has never been easier.

Once you’ve opened your checking account, apply for The Master Card/Debit Card. It is an easy alternative to using your checkbook and a great way of accessing your funds quickly.  Click here to apply.

Overdraft protection loans are available up to $200 upon credit approval.  Click here to apply.  If you overdraft your account and do not have overdraft protection available, we will transfer the funds (if they are available) from your savings account to your checking account to cover the overdraft, but you will be responsible for the $25.00 insufficient funds fee.

Call or visit either of our locations to open your checking account.  Click here to open and print our checking disclosure.  You must first have a savings account with the credit union in order to open a checking account.  If you do not, click here to fill out our application .

For those who have Chex Systems records, we also offer Checkless Checking accounts.  Click here for more information and to fill out an application. 

Credit unions, like other financial institutions, are closely regulated and operate in a very prudent manner. The National Credit Union Share Insurance Fund (NCUSIF), administered by the National Credit Union Administration, an agency of the federal government, insures deposits of credit union members at more than 9,000 federal and state-chartered credit unions nationwide. Deposits are insured up to $250,000. 

When you need to order personal or business checks and accessories, feel free to go directly to the Harland Clarke (formally known as Liberty) website using the following link or contact the credit union office.